The table below shows the full year crediting rates since the commencement of Australian Food Super in 1989.
Super / Transition to Retirement Pension* full-year rates
Year Ending 30-Jun |
Secure |
Capital Stable |
MySuper |
Balanced |
Growth |
Shares |
Alternatives |
Property |
2023 |
2.70% |
5.68% |
11.35% |
11.35% |
12.95% |
15.75% |
22.95% |
2.61% |
2022 |
0.31% |
-2.43% |
-0.51% |
-0.51% |
-1.42% |
-6.43% |
2.54% |
9.54% |
2021 |
0.62% |
8.58% |
17.06% |
17.06% |
19.68% |
24.16% |
19.17% |
8.42% |
2020 |
0.95% |
1.1% |
-0.56% |
-0.56% |
-0.87% |
-4.22% |
N/A |
N/A |
2019 |
1.84% |
5.67% |
6.62% |
6.62% |
7.35% |
7.32% |
N/A |
N/A |
2018 |
1.90% |
4.59% |
9.55% |
9.55% |
9.78% |
13.09% |
N/A |
N/A |
2017 |
1.89% |
5.74% |
10.59% |
10.59% |
11.79% |
14.93% |
N/A |
N/A |
2016 |
2.06% |
3.91% |
4.27% |
4.27% |
4.61% |
3.24% |
N/A |
N/A |
2015 |
3.01% |
5.51% |
8.68% |
8.68% |
10.83% |
13.27% |
N/A |
N/A |
2014 |
3.10% |
7.67% |
12.90% |
12.90% |
15.94% |
20.55% |
N/A |
N/A |
2013 |
3.78% |
7.05% |
13.43% |
13.43% |
16.61% |
21.74% |
N/A |
N/A |
2012 |
5.45% |
5.41% |
0.88% |
0.88% |
-1.19% |
-4.28% |
N/A |
N/A |
2011 |
4.80% |
6.60% |
9.70% |
9.70% |
11.60% |
14.60% |
N/A |
N/A |
2010 |
3.60% |
0.60%** |
10.30% |
10.30% |
13.00% |
-9.70%** |
N/A |
N/A |
2009 |
4.40% |
N/A |
-13.20% |
-13.20% |
-20.90% |
N/A |
N/A |
N/A |
2008 |
5.10% |
N/A |
-4.20% |
-4.20% |
-6.70% |
N/A |
N/A |
N/A |
2007 |
6.00% |
N/A |
16.80% |
16.80% |
18.20% |
N/A |
N/A |
N/A |
2006 |
5.50% |
N/A |
15.70% |
15.70% |
18.60% |
N/A |
N/A |
N/A |
2005 |
6.00% |
N/A |
17.40% |
17.40% |
18.50% |
N/A |
N/A |
N/A |
2004 |
4.10% |
N/A |
15.20% |
15.20% |
11.90% |
N/A |
N/A |
N/A |
2003 |
3.70% |
N/A |
0.80% |
0.80% |
-4.70% |
N/A |
N/A |
N/A |
2002 |
4.45%# |
N/A |
0.00% |
0.00% |
-4.90%# |
N/A |
N/A |
N/A |
2001 |
N/A |
N/A |
8.30% |
8.30% |
N/A |
N/A |
N/A |
N/A |
2000 |
N/A |
N/A |
11.00% |
11.00% |
N/A |
N/A |
N/A |
N/A |
1999 |
N/A |
N/A |
12.25% |
12.25% |
N/A |
N/A |
N/A |
N/A |
1998 |
N/A |
N/A |
7.80% |
7.80% |
N/A |
N/A |
N/A |
N/A |
1997 |
N/A |
N/A |
14.30% |
14.30% |
N/A |
N/A |
N/A |
N/A |
1996 |
N/A |
N/A |
11.30% |
11.30% |
N/A |
N/A |
N/A |
N/A |
1995 |
N/A |
N/A |
7.10% |
7.10% |
N/A |
N/A |
N/A |
N/A |
1994 |
N/A |
N/A |
6.00% |
6.00% |
N/A |
N/A |
N/A |
N/A |
1993 |
N/A |
N/A |
6.15% |
6.15% |
N/A |
N/A |
N/A |
N/A |
1992 |
N/A |
N/A |
10.20% |
10.20% |
N/A |
N/A |
N/A |
N/A |
1991 |
N/A |
N/A |
11.50% |
11.50% |
N/A |
N/A |
N/A |
N/A |
1990 |
N/A |
N/A |
14.50% |
14.50% |
N/A |
N/A |
N/A |
N/A |
* For Transition to Retirement Pensions the full-year rates above apply from the 2017-2018 financial year onwards. For prior years the full Australian Food Super Pension annual rates of return apply.
PLEASE NOTE:
MySuper historical returns are based on the returns for the Balanced Option which was the default option prior to 1 July 2013, and has an identical asset allocation and Investment Managers.
# The Secure and Growth options were not available prior to the 1st January 2002 – the returns you see for 2002 only show 6 months of their returns for the year.
Long-term Super net compound average returns
Net Compound Returns to 30 June 2023.
|
Secure |
Capital Stable |
MySuper |
Balanced |
Growth |
Shares |
Three Years |
1.19% |
3.68% |
8.97% |
8.97% |
9.98% |
10.57% |
Five Years |
1.31% |
3.64% |
6.57% |
6.57% |
7.23% |
6.73% |
Ten Years |
1.77% |
4.49% |
7.80% |
7.80% |
8.81% |
9.65% |
NOTE: These returns also represent the long-term returns for the options in which Transition to Retirement pension assets have been invested since 1 July 2017.
Pension full-year rates
Year Ending 30-Jun |
Secure |
Capital Stable |
Balanced |
Growth |
Shares |
Alternatives |
Property |
2023 |
3.18% |
6.60% |
12.89% |
14.64% |
17.52% |
25.97% |
2.93% |
2022 |
0.37% |
-2.85% |
-0.65% |
-1.71% |
-7.00% |
2.81% |
10.74% |
2021 |
0.69% |
9.65% |
19.38% |
21.59% |
26.59% |
18.08% |
4.77% |
2020 |
1.15% |
1.27% |
-0.67% |
-1.01% |
-4.66% |
N/A |
N/A |
2019 |
2.17% |
6.44% |
7.45% |
8.14% |
8.04% |
N/A |
N/A |
2018 |
2.24% |
5.23% |
10.70% |
10.82% |
14.38% |
N/A |
N/A |
2017 |
2.22% |
6.47% |
11.65% |
12.86% |
15.84% |
N/A |
N/A |
2016 |
2.41% |
4.45% |
4.90% |
5.34% |
4.16% |
N/A |
N/A |
2015 |
3.49% |
6.27% |
9.69% |
11.97% |
14.35% |
N/A |
N/A |
2014 |
3.63% |
8.75% |
14.57% |
17.70% |
22.16% |
N/A |
N/A |
2013 |
4.46% |
8.24% |
15.46% |
18.78% |
23.74% |
N/A |
N/A |
2012 |
5.84% |
6.04% |
1.59% |
-0.59% |
-5.12% |
N/A |
N/A |
2011 |
5.50% |
7.50% |
10.50% |
12.90% |
15.80% |
N/A |
N/A |
2010 |
3.70% |
0.60%** |
11.40% |
13.90% |
-10.90%** |
N/A |
N/A |
2009 |
5.20% |
N/A |
-14.80% |
-22.00% |
N/A |
N/A |
N/A |
2008 |
6.00% |
N/A |
-4.30% |
-6.80% |
N/A |
N/A |
N/A |
2007 |
6.50% |
N/A |
18.10% |
20.90% |
N/A |
N/A |
N/A |
2006 |
3.36%# |
N/A |
8.00%# |
9.18%# |
N/A |
N/A |
N/A |
PLEASE NOTE: These rates apply for a full retirement phase pension only. For Transition to Retirement pension returns please refer to the table titled “Super / Transition to Retirement Pension* Full-Year Rates”.
# Pension commenced 1 October 2005. The rates shown for the year ending 30 June 2006 represent the crediting rates for the nine months from 1 October 2005, annualised.
Long-term Pension net compound average returns
Net Compound Returns to 30 June 2023.
|
Secure |
Capital Stable |
Balanced |
Growth |
Shares |
Three Years |
1.39% |
4.17% |
10.19% |
11.04% |
11.71% |
Five Years |
1.54% |
4.13% |
7.43% |
7.98% |
7.42% |
Ten Years |
2.09% |
5.11% |
8.79% |
9.77% |
10.61% |
NOTE: These returns are for retirement phase pensions only. For long-term returns for the options in which Transition to Retirement pension assets have been invested since 1 July 2017 please refer to the table showing Long Term Super Net Compound Average Returns.