1800 808 614 AMIST SUPER HOTLINE service@amist.com.au

Member investment choice

Member Investment Choice (MIC) gives members the opportunity to invest their superannuation in one or more of the six investment options offered by AMIST Super.

The investment options are identical for AMIST Super and the AMIST Pension, except for the MySuper option is not available in the AMIST Pension.

Please refer to the Investment Guide (PDF, 1.3MB) for more details of these investment options.

Your choice of options

MySuper Option

This is the default investment strategy used by AMIST Super if you don’t choose how you wish to have your superannuation invested. The MySuper Option provides a diversified mix of investments, which attempts to provide a balance between risk and return. It is estimated that the probability of a negative return on average is 3.8 out of every twenty years.


NOTE: The MySuper Option is not available in AMIST Pension.

Secure Option

The Secure Option provides investment in domestic cash. This is the lowest risk strategy available to AMIST Super members and there is little likelihood that this option will provide a negative return. Whilst this option is designed to consistently provide a positive return on investment, long-term investment may result in a low accumulation of retirement savings.

Secure options

Capital Stable Option

The Capital Stable Option is designed for members who want to target returns that are better than Cash, with a lower risk than the Balanced Fund. It is estimated that the probability of a negative return on average is 1.8 out of every twenty years.

The assets held in this option will be diversified with some small exposure to Australian and Overseas shares. However the majority of the investment will be in Fixed Interest and cash. Fixed Interest investments are things like Government or Corporate Bonds. The risk profile is greater than the Secure Option, but less than the Balanced Option.

Capital stable

Balanced Option

The Balanced Option provides a diversified mix of investments, which attempts to provide a balance between risk and return. It is estimated that the probability of a negative return on average is a 3.8 out of every twenty years.

Balanced option

Growth Option

The Growth Option provides investment mainly in Australian and international shares and alternatives such as infrastructure and private equity. Returns may vary significantly from year to year. There is a higher probability of negative returns than the Balanced Option with an estimated probability of a negative return on average 4.3 out of every twenty years.

growth option

High Growth Option

The High Growth Option is designed to try to achieve a higher return than the Growth Option. The assets will be invested in Australian and Overseas Shares. The risk profile of the High Growth option is greater than the Growth Option. It is estimated that the probability of a negative return on average is 5.5 out of every twenty years.

high growth option


How do I switch between investments?

You can switch online or by filling in a form.

We recommend that you register for MemberAccess which will allow you to request an investment switch instantly online. For more details you can contact the AMIST Super Hotline on 1800 808 614.

Online: If you’re already registered to MemberAccess, you’ll be able to make switches online. If not, you can register online by clicking on the ‘Register now’ button in MemberAccess.

Form: Or you can fill in this form (PDF, Page 13, 1.3MB) and just post it back to us.

When does my switch take effect?

Investment switches can be made weekly and take effect from the next Wednesday. If you complete a Member Investment Choice Form (page 13 of the Investment Guide document) it must be received by AMIST Super’s Administrator by Tuesday to take effect from the following day. If switching online, the switch must be updated by 11:59 pm on the Tuesday:

Please note that our Administrator does not receive mail deliveries on weekend or Public Holidays in NSW; therefore if using the form to make a switch you need to allow time for the form to be processed by Australia Post.

How much does it cost?

There is no charge to make a switch.

How often can I switch?

If you make more than one switch application in a week, the last one received will be the one processed to your account.


Application received between:Takes effect from:
Wed 6 May 2020 and Tues 12 May 2020Wed 13 May 2020
Wed 13 May 2020 and Tues 19 May 2020Wed 20 May 2020
Wed 20 May 2020 and Tues 26 May 2020Wed 27 May 2020

Please refer to the AMIST Super Investment Guide for further details about switching.

Current balance invested one way / future contributions invested another

The way you want your super invested is your choice. You can decide to invest your current balance and all new contributions in one investment option or split it amongst several options. You can also decide to invest your current balance in one option and then choose another investment option or options for new contributions.

Prior to making any change to the way your superannuation is invested you should refer to the current Investment Guide which contains full details of all of the investment options offered. You can download it here (PDF, 1.3MB) or obtain a printed copy by calling 1800 808 614.

It is also recommended that you seek financial advice prior to making any decision regarding the investment of your super. AMIST Super can assist you through our partnership with Link Advice, who have been engaged by the Trustee to provide members with independent financial advice. Members can call between 8am and 6pm Sydney time and speak to a financial planner who can offer advice on investment options and other super related topics. This basic advice is provided at no additional cost to members – it is paid for from the fund.