Full-Year Crediting rates
The table below shows the full year crediting rates since the commencement of AMIST Super in 1989. The rates for AMIST Super Personal Division are identical, however the Personal Division did not commence operation until 1 January 2007.
The Secure and Growth options were not available prior to 1st January 2002.
The Capital Stable and High Growth options were not available prior to 1st April 2010.
AMIST Super/AMIST Super Personal Division Full-Year Rates
Year Ending 30 June |
Secure |
Capital Stable |
Balanced |
Growth |
High Growth |
2010 |
3.60% |
0.06% |
10.30% |
13.00% |
-9.70% |
2009 |
4.40% |
N/A |
-13.20% |
-20.90% |
N/A |
2008 |
5.10% |
N/A |
-4.20% |
-6.70% |
N/A |
2007 |
6.00% |
N/A |
16.80% |
18.20% |
N/A |
2006 |
5.50% |
N/A |
15.70% |
18.60% |
N/A |
2005 |
6.00% |
N/A |
17.40% |
18.50% |
N/A |
2004 |
4.10% |
N/A |
15.20% |
11.90% |
N/A |
2003 |
3.70% |
N/A |
0.80% |
-4.70% |
N/A |
2002 |
4.45% |
N/A |
0.00% |
-4.90% |
N/A |
2001 |
N/A |
N/A |
8.30% |
N/A |
N/A |
2000 |
N/A |
N/A |
11.00% |
N/A |
N/A |
1999 |
N/A |
N/A |
12.25% |
N/A |
N/A |
1998 |
N/A |
N/A |
7.80% |
N/A |
N/A |
1997 |
N/A |
N/A |
14.30% |
N/A |
N/A |
1996 |
N/A |
N/A |
11.30% |
N/A |
N/A |
1995 |
N/A |
N/A |
7.10% |
N/A |
N/A |
1994 |
N/A |
N/A |
6.00% |
N/A |
N/A |
1993 |
N/A |
N/A |
6.15% |
N/A |
N/A |
1992 |
N/A |
N/A |
10.20% |
N/A |
N/A |
1991 |
N/A |
N/A |
11.50% |
N/A |
N/A |
1990 |
N/A |
N/A |
14.50% |
N/A |
N/A |
Five-Year Net Compound Average Returns
Five Year Net Compound Returns to 30 June 2010
Secure |
Balanced |
Growth |
|
4.92% |
4.39% |
3.17% |
AMIST Pension Full-Year Rates
Year Ending 30 June |
Secure |
Capital Stable |
Balanced |
Growth |
High Growth |
2010 |
3.70% |
0.60% |
11.40% |
13.90% |
-10.90% |
2009 |
5.20% |
N/A |
-14.80% |
-22.00% |
N/A |
2008 |
6.00% |
N/A |
-4.30% |
-6.80% |
N/A |
2007 |
6.50% |
N/A |
18.10% |
20.90% |
N/A |
2006 # |
6.60% |
N/A |
17.60% |
20.00% |
N/A |
# As the AMIST Pension commenced 1 October 2005 the rates for the year ending 30 June 2006 are based on the return for nine months, annualised.
Monthly Crediting Rates
Click here to view the monthly crediting rates for each investment option since the inception of Member Investment Choice in January 2002.
Full-Year Crediting Rates
AMIST Super credits earnings to members’ accounts based on monthly crediting rates for each investment option.
Interim Crediting Rate
If you leave the fund or switch between investment options prior to declaration of the Final Crediting Rates being declared, earnings are applied to your account using Interim Crediting Rates.
Interim Crediting Rates are determined by the fund’s investment consultant based on the earning rate of each investment option during each month, with allowance for taxes and fees (see the Fees page on this website or the Product Disclosure Statements). As the investment returns prior to 30 June each year are unaudited, an amount equivalent to 0.3% per annum is withheld as a contingency.
The Trustee may declare interim crediting rates more frequently if it decides that this is in the best interests of members and may change the methodology of estimating the interim crediting rates including introducing unit pricing. Members will be informed of any changes as required.
Final Crediting Rate
The Trustee declares the Final Crediting Rates for the year ending 30 June after the end of each financial year. The final rates are based on audited tax statements from investment managers who manage the assets of the fund. At this time earnings are applied to all member accounts for the year ending 30 June.